University of Lüneburg Working paper series in economics
ISSN: 1860-5508. - Hrsg.: Leuphana Universität Lüneburg/Institut für Volkswirtschaftslehre. - ZDB-ID: 2238516-2. - Nr.1.2005 -
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10
Using a large recent representative sample of the adult German population this paper demonstrates that nascent necessity and nascent opportunity entrepreneurs are different with respect to some of the characteristics and attitudes considered to be important for becoming a nascent entrepreneur, and that they behave differently. Given the lack of longitudinal data, however, we have no information about the performance of entrepreneurs from both groups in the longer run.
3
This paper studies the empirical effect of risk classification in the mandatory third-party motor insurance (TPMI) of Germany. We find evidence that inefficient risk categories had been selected in this market while potentially efficient information may have been dismissed. Risk classification did generally not improve the efficiency of contracting or the composition of insureds in this market. These findings can be partly explained by the existence of compulsory fixed coverage and other institutional restraints such as unitary owner insurance in this market.
12
Using representative data from the German social survey ALLBUS 2002 and the European Social Survey 2002/03, this paper provides the first empirical analysis of trade union never-membership in Germany. We show that between 54 and 59 percent of all employees in Germany have never been members of a trade union. Individuals’ probability of never-membership is significantly affected by their personal characteristics (in particular age, education and status at work), their political orientation and (to a lesser degree) their family background, and by broad location. In addition, occupational and workplace characteristics play a significant role. Most important in this regard is the presence of a union at the workplace.
35
Diese Studie untersucht die Wirkung einer verpflichtenden externen Begutachtung von Gründungsvorhaben im Rahmen der Ich-AG-Förderung der Bundesagentur für Arbeit. Unter Verwendung von prozessproduzierten Daten zu den Gründern und ihren Vorhaben wird geprüft, inwieweit sich Unterschiede zwischen Gründern im Arbeitsagenturbezirk Lüneburg, die unter diese Regelung fallen und solchen, die dies nicht tun, ergeben. Die Ergebnisse der Studie deuten darauf hin, dass keine Unterschiede in beobachtbaren Merkmalen zwischen diesen Gründern bestehen, was ein Hinweis auf die Wirkungslosigkeit der externen Begutachtung sein kann.